As someone who works in compliance, I've found that there are certain websites or documents that I consult on a daily basis. But there's always one hole I fall into when I speak with a credit union concerning questions about whether a prospective member falls within their field of membership. I don't have the credit union's approved field of membership.
If you are in compliance, ask yourself this question. Where can I find my credit union's most up-to-date field of membership? And I don't mean the one on your website. I mean your official field of membership. If you don't know the answer to that question, I would find it and make a copy or scan it.
I would guess that 50 percent of the questions we are asked about field of membership are answered with this statement. What does your field of membership say? If you have it handy, your answer is within reach.