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July 11, 2011

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Nichol Bodden

What happens when an appraisal comes in low on a purchase changing the LTV but the loan still fits the lenders guidelines? Should a counter-offer be given (albeit there is a mortgage contingency in the contract). If the counter offer is rejected, does the lender then issue a declination.

Steve Van Beek

Nichol,
Unfortunately, I don't think we'll be able to help with your question. It looks like a good one to run by your attorney.

Of course, if your credit union is a NAFCU member - feel free to send questions to our email address: compliance@nafcu.org

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