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October 25, 2011



I personally know at least 10 people who have been out of work for far more than 6 months and that's a pretty strong indicator that they won't be returning to work any time soon, or at all. Sadly, when considering the final statement "A much larger economic expansion is needed to reduce unemployment to a more normal level." we could be looking at the new normal. This could be what we now define as normal unemployment rates. In that case, we also have to define new survival tactics with products and services to support and grow out of the new normal.

Ron Daly

Gald to see the high percentage of credit unions that test their DR plan at least once a year. Disasters come in all shapes and sizes so it's important to know the drill. In 2011 we've had CU clients impacted by snow, fire, hurricanes, floods and even the "occupy wall street" movement.

Communication before, during and after a disaster is a key part of the DR Plan. I wonder how often CUs do their call tree test?

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